Free Household Budget Template for Excel 2007 – 2016

A household budget is the finance plan that allocates personal income towards expenses, savings, and debt management. A household budget works just like a business budget but the only difference between a household budget and business budget is that one is created to monitor business revenues and expenses while another one is just for keeping track of personal incomes and household expenses.

With this free household budget template, you’ll have a standard and organized documents in which you can keep track of your personal income, household expenses and savings.

Household Budget Template

Use for Excel, OpenOffice, and Google Sheets

DOWNLOAD

Description:

A personal budget or household budget is relatively simple than a business budget. It requires less guesswork because household budgets are mostly fixed. You may earn well but have no idea where your salary goes. You may even borrow sometimes to pay your bills. If this sounds familiar then it’s time you should consider writing down a household budget. Many people think that a budget requires a restriction on your spending which is a misconception. Budgeting doesn’t make you spend less, it makes you spend smartly. A good budget helps you to focus your money on the things that matter to you most. Budgeting prevents you from overspending on the things that are less important. It channels your resources to areas that should be given priority. With our free household budget template, you don’t have to worry about those problems anymore.

Our household budget template is specially designed to keep things simple while making it an effective tool to monitor your income and expenses. It consists of only one worksheet with a pie chart and a graph on the right side of the sheet. The pie chart and graph allows you to have a visual percentage of your income and expenses. With our free household template, you will be able to put your monthly income and expenses, And the sheet will calculate your yearly budget automatically. You don’t have to worry about maths and miscalculations anymore. Research shows that families who follow a budget save more money than the families who don’t follow any budget. After budgeting for a couple of months you will notice your spending pattern which will tell you where you need to cut down or how you can get more out of your money. Your spending pattern will allow you to draw short-term and long-term goals. With our template, you will be able to tell how much you need to save in order to achieve those goals within a specific time.

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